Young Adult Finance
Where Millennials Learn Personal Finance
“Too many people spend money they earned..to buy things they don’t want..to impress people that they don’t like”.
My name is Pablo Narez and I am a 4th year construction management student attending California State University, East Bay. I started Young Adult Finance as a guide to help my fellow millennials understand finances for their everyday lives. “Seven in 10 seniors (69%) who graduated from public and nonprofit colleges in 2014 had student loan debt, with an average of $28,950 per borrower.” (http://ticas.org) This is no accident. Financial literacy is not something that is taught in K-12 schools or college, and is a skill I had to learned outside of the classroom. The sooner students understand basic finances, the easier their lives will be in the long run. This website is about how students can arm themselves with knowledge so that they won’t be in large amounts of debt when they graduate, and have a strong foundation of financial decision making early on in life. I want to be transparent and genuine with my generation. I am running this website for-profit, but I will never charge fees for my services. I may recommend products and services to others that I personally have used as an affiliate partner, but will never push anything that I would not personally use or recommend.
I hope this website can help you stay out of debt, save money, understand how to budget, make informed financial decisions, get out of debt and be able to enjoying your life knowing your finances are in check. Besides my passion for personal finance I’m also a huge foodie, love high tech, travel, anime, craft beer, burritos and Thai kickboxing! I hope you learn valuable skills and knowledge while reading this blog.